 A-OK On Demand
Every Cloud needs an Arcot Silver Lining
Whether you call it cloud computing, software-as-a-service, or the more traditional hosted service, when it comes to online fraud prevention, strong authentication or e-document security, Arcot is a proven leader in Cloud services.
Arcot has been offering cloud authentication services since 2000 when we launched our TransFort e-Payments authentication service, now branded A-OK for e-Commerce. Since then, Arcot has helped over 13,000 financial institutions comply with Verified by Visa, MasterCard SecureCode and JCB J-Secure card authentication programs. In early 2008, Arcot launched it’s A-OK for Enterprise fraud detection and strong authentication service to provide “authentication-as-a-service” for secure access to online banking, Web portal and VPN applications. Today, Arcot’s cloud computing services serve over 50 million users, worldwide. Hosted in multiple SAS 70, PCI DSS-compliant data centers, Arcot A-OK services are highly scalable, configurable, and multi-tenant efficient.
Arcot cloud services eliminate the headaches associated with installing hardware and software on-site so that organizations of any size can deploy Web fraud detection and strong authentication in minutes. Arcot SaaS Offerings are defined as “Cloud Software as a Service (SaaS) deployed as a ‘public cloud’” according to “The NIST Definition of Cloud Computing”.
Arcot SaaS Offerings At-a-Glance
| SaaS Offering |
Description |
| Arcot A-OK for e-Commerce |
Allows consumers to shop online safely by providing 3-D Secure compliant card authentication and fraud detection service for issuers and merchants. The service provides multiple layers of protection for verifying the identity of the shopper using the card. |
| Arcot A-OK for Enterprise |
Offers fraud detection and authentication services that protect your users while accessing SaaS applications like Salesforce and Google Apps as well as Web portals, VPNs, or online banking. |
| Arcot Fraud Prevention Network (AFPNet) |
Enables secure, privacy-protected data sharing in your environment to help stop online fraud before it happens. |
| Arcot Secure Electronic Notification and Delivery (SEND) |
Provides a secure, email-based alternative to paper correspondence. Protects confidential and personally identifiable information by encrypting PDF files and ensuring that only the intended recipient can open and view the file. |
All Arcot Software as a Service offerings are SaaS level 4 as defined by the Wikipedia Definition of SaaS Levels. An excerpt of the definition is included here.
“SaaS architectures can generally be classified as being at one of four "maturity levels", whose key attributes are configurability, multi-tenant efficiency, and scalability.[6] Each level is distinguished from the previous one by the addition of one of those three attributes:
- Level 1 - Ad-Hoc/Custom: At the first level of maturity, each customer has its own customized version of the hosted application and runs its own instance of the application on the host's servers. Migrating a traditional non-networked or client-server application to this level of SaaS typically requires the least development effort and reduces operating costs by consolidating server hardware and administration.
- Level 2 - Configurable: The second maturity-level provides greater program flexibility through configurable metadata, so that many customers can use separate instances of the same application code. This allows the vendor to meet the different needs of each customer through detailed configuration options, while simplifying maintenance and updating of a common code base.
- Level 3 - Configurable, Multi-Tenant-Efficient: The third maturity level adds multi-tenancy to the second level, so that a single program instance serves all customers. This approach enables more efficient use of server resources without any apparent difference to the end user, but ultimately comes up against limits in scalability.
- Level 4 - Scalable, Configurable, Multi-Tenant-Efficient: The fourth and final SaaS maturity level adds scalability through a multitier architecture supporting a load-balanced farm of identical application instances, running on a variable number of servers. The provider can increase or decrease the system's capacity to match demand by adding or removing servers, without the need for any further alteration of applications software architecture.“
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